Offshore Wealth Management
Start the conversation to help you find the best investment solution
It takes commitment and resources to help meet the sophisticated needs of individuals and families with significant wealth. To help you invest successfully, we want to understand every aspect of your situation and your goals. We focus on long-term thinking and action, our leading investment expertise as well as our unique investment strategies.
Anything is possible when you manage your money the right way. We offer you individual advice and investment solutions that make sense, and begin a partnership where we make sure that your decisions are implemented in a disciplined manner and your wealth endures across future generations.
What are your goals?
Whatever your goals in life are, careful planning and successful investing of your wealth can help you get there. Choose your destination and we’ll draw the map. From the accumulation and preservation through to the passing on of your assets, we help you meet your financial goals. In so doing, we focus on long-term thinking and action and on our unique investment expertise.
Every situation is different, and every goal requires a different approach – whether in your professional or your private life. We can also assist you with matters beyond your investment and retirement planning needs. We’ll look after your financial interests and offer advice and solutions precisely tailored to your needs.
An integrated approach to investing
In order to successfully implement your wealth strategy, we offer you a comprehensive range of investment solutions precisely tailored to your needs.
Life changes and so do your wishes and goals. We are experienced in managing complex wealth planning requirements. You set the direction with your relationship manager and our investment experts invest your assets professionally according to your specifications.
The dynamic nature and increasing complexity of the financial markets necessitate that your assets be constantly monitored. If you do not have sufficient time to manage your assets or are less familiar with the global markets and the opportunities offered by today’s financial instruments, you can instruct our specialists to take care of your investments professionally and individually.
Executives and Entrepreneurs
Your wealth is unique. Being an entrepreneur or executive brings major responsibilities. What’s more, you put all your energy and passion into developing your business. Partner with us to transform your business into long-lasting family success. HXL will take care of your personal financial planning that can help preserve and grow your private assets that meets your particular demands and ambitions.
Transitioning from one stage to the next can have a significant impact on the success or failure of an organisation. Every phase of a business’s lifecycle produces a set of unique challenges. We will accompany your company through all stages of life: from incorporation and expansion up to succession.
Businesses held across generations provide the backbone for strong values, complemented by family charters or similar governance aids. Transferring the management of a company from one generation to the next is a complex procedure that confronts entrepreneurs with wide-ranging challenges. With the help of our network of experts, you will gain a clear picture of the potential stumbling blocks in succession planning.
At HXL, we look at the big picture; your private assets combined with your professional situation to make sure you stay one step ahead of the game.
It makes sense to protect your wealth – for yourself, your family and future generations. Your efforts today will make your family wealth last; spanning many generations. How you go about this is a personal decision and a complex one, with many issues to consider that our highly qualified team can support you with. Some important questions may include;
- What is unique about your family?
- How do you decide and communicate decisions?
- How do you teach family values to the next generation?
- How do you manage joint family assets?
Thorough planning in partnership with our global team of experts helps you avoid any potential family disputes when succession becomes a consideration.
Legacy isn’t built overnight
Professional wealth structuring and planning helps you protect your assets while preserving your family’s financial confidentiality. It can also enhance control over your financial position, while allowing for an orderly succession of assets across jurisdictions.
Family Office and Advisory Services
HXL assists wealthy individuals and families in managing their wealth for continuity. We assist in governance, office and next generation/succession planning issues. We assist you in starting a conversation and implementing a strategy that translates your plans and desires into your financial estate and facilitate a smooth succession for future generations. Below are some examples of areas where we can help:
Family Governance: Planning for your family’s long-term success. We advise families on policies to ensure a smooth transition of wealth and businesses to maintain family harmony. By providing assistance in the reorganisation of your family’s holding structures, we aim to meet your family’s future needs. We encourage open communication and discussion of important family wealth transition topics.
Family Office: Providing the appropriate support to achieve your goals. We assist you in the designing and building of the family office by providing the appropriate investment platform to optimise your family business’ wealth dynamic.
Next Generation: Managing your family’s investments in line with your vision. We provide guidance in developing policies, strategies, processes and committees.
Working with our global team of specialists, we help ensure a smooth succession of your financial estate across the generations.
Trust and Estate Planning
Our trust and estate planning specialists help you navigate the complexities of wealth preservation and transfer while integrating your legacy goals into your overall estate plan.
- Defining who you would like to benefit from your estate, when, how and in what proportions
- Identifying the individuals or companies you want to manage the distribution of your estate and helping ensure they have the time and experience to handle succession tasks
- Ensuring your family has sufficient funds available to meet estate and inheritance taxes along with other important financial obligations
- Support in planning for all eventualities, such as a family member becoming incapacitated.
Planning for the inevitable
There are many challenges in looking after a significant financial estate, including the need to safeguard assets, manage debts and prevent conflicts of interest. Writing a will is an integral part of wealth planning. We can help you write a will that complies with local laws and distributes your wealth according to your wishes. We can help administer your will after your lifetime.
Liquidity planning is an important component in an effective wealth management and succession planning strategy. We will help you in tailoring solutions that can provide liquidity in the future to enable you to protect and preserve your wealth across generations. This will help you:
- Ensure sufficient savings for your retirement so you do not have worry about spending the assets you have reserved for your legacy plan.
- Ensure your wealth will not be substantially affected by potential estate charges.
- Protect your family when dealing with unforeseen events that may increase the value of the assets you plan to transfer.
Even out the distribution of your wealth between family members to minimise conflict.
We can help you plan beyond your lifetime and ensure your wealth gets administered and distributed in line with your requests.
Private funds can help simplify complex financial arrangements, consolidating wealth whilst satisfying the needs of the wider family which may have different investment needs and preferences. We can help you establish a fund and provide all the administrative capabilities that will enable you to efficiently manage your family’s collective wealth and reach your objectives.
Consolidate your wealth
Private funds have proved popular with wealthy families, investment club members and other partners looking to invest in a range of asset classes on a collective basis. Private funds provide a way to consolidate assets and gain a clearer view of the collective pool of wealth.
At HXL, our mission is simple: to guide you towards a brighter future for your investments, your business, and eventually your family. Using our perspective, we tailor everything our clients need to help transform their success and wealth into a legacy that can last for generations, perhaps centuries.